Stop patching legacy systems. Start building intelligent, secure, and compliant financial
platforms.
We deliver AI-enabled core banking, insurance, and wealth management solutions that automate
operations, delight customers, and bulletproof your compliance.
In a world of constant regulatory change and disruptive fintech, you need more than a vendor. You need a strategic engineering partner who understands the stakes. We build BFSI platforms that are not just technologically advanced, but fundamentally secure, compliant, and built for decades of growth.
We build on a foundation of Zero Trust. With SOC 2, ISO 27001, and PCI DSS compliance, we embed security into every layer of your platform, protecting you and your customers from evolving threats.
Navigating the alphabet soup of regulations (KYC, AML, GDPR, CCPA) is our expertise. We engineer systems with compliance-by-design, ensuring your platform is audit-ready from day one.
We go beyond basic automation. Our AI-enabled platforms deliver predictive analytics for risk, hyper-personalization for customers, and intelligent automation for back-office efficiency, giving you a true competitive edge.
Trapped by monolithic core systems? Our proven methodologies for microservices architecture and API-first development allow you to modernize safely, incrementally, and without disrupting critical operations.
Since 2003, we've lived and breathed financial technology. Our 1000+ in-house experts understand the nuances of core banking, insurance underwriting, and wealth management, translating your business needs into robust code.
Leverage the full power of AWS, Azure, and GCP. We build scalable, resilient, and cost-efficient cloud-native platforms that allow you to innovate faster and respond to market changes in real-time.
Transform data from a liability into your most valuable asset. We build unified data platforms, customer data platforms (CDPs), and advanced analytics solutions that unlock actionable insights for growth and risk management.
From initial architecture roadmapping to 24/7 managed support, we are your long-term partner. Our 95% client retention rate is a testament to our commitment to your success, not just project delivery.
Our pre-built frameworks, accelerators, and mature CMMI Level 5 processes mean we don't start from scratch. We deliver robust, enterprise-grade solutions faster, giving you a critical speed advantage.
We provide a full spectrum of services to design, build, and manage the high-performance digital platforms that power modern financial institutions. Our offerings are tailored to address the unique challenges of security, compliance, and customer experience in the BFSI sector.
We re-architect and rebuild mission-critical core systems to be agile, open, and future-proof. By migrating from monolithic legacy infrastructure to a microservices-based, API-first architecture, we unlock new capabilities, reduce operational costs, and enable rapid product innovation.
We engineer sophisticated platforms that empower financial advisors and delight investors. Our solutions automate portfolio management, provide AI-driven insights, and deliver seamless digital experiences for a new generation of wealth.
We digitize and automate the entire lending lifecycle, from application to closing. Our AI-powered LOS platforms reduce manual effort, accelerate decision-making, and improve borrower experience while ensuring strict compliance.
We create unified and intuitive customer experiences across web, mobile, and branch channels. Our focus is on building secure, feature-rich digital banking platforms that increase engagement, drive self-service, and foster long-term loyalty.
Move beyond one-size-fits-all interactions. We implement platforms that leverage data and AI to deliver hyper-personalized experiences, product recommendations, and proactive advice, significantly increasing customer lifetime value.
We help you securely connect to the broader fintech ecosystem. Our API management and integration platforms enable you to expose services to third-party developers, consume innovative fintech solutions, and create new revenue streams in the open banking economy.
We modernize core insurance operations with flexible, scalable platforms. Our solutions for policy administration, billing, and claims management reduce operational overhead, improve speed-to-market for new products, and enhance the agent and policyholder experience.
We empower insurers to compete in the digital age. From quote-to-bind portals to telematics-based UBI (Usage-Based Insurance) apps, we build the customer-facing solutions that drive acquisition, engagement, and retention.
We transform underwriting from a manual, paper-intensive process into a data-driven, automated function. Our platforms ingest vast amounts of data, apply AI/ML models, and provide underwriters with the tools to make faster, more accurate risk decisions.
We build the foundational data infrastructure required for advanced analytics and AI. Our solutions consolidate data from disparate silos into a secure, governed, and scalable enterprise data platform, creating a single source of truth for your organization.
We help you unlock the predictive power of your data. Our end-to-end MLOps capabilities allow us to build, deploy, and manage machine learning models at scale for use cases ranging from fraud detection to customer lifetime value prediction.
We empower your business users with self-service analytics and automate complex regulatory reporting. Our BI solutions transform raw data into interactive dashboards and actionable insights, while ensuring timely and accurate compliance reporting.
We build dedicated platforms to automate and streamline compliance processes. Our RegTech solutions reduce the cost and complexity of meeting regulatory obligations, minimize risk, and provide a clear audit trail for regulators.
We design and implement security architectures that assume no implicit trust. By verifying everything and providing least-privilege access, our Zero Trust approach protects your critical systems and data from both external and internal threats.
We leverage AI and machine learning to detect and prevent financial crime in real time. Our platforms analyze vast datasets to identify suspicious patterns, reduce false positives, and protect your institution from significant financial and reputational damage.
We don't just talk about transformation; we deliver it. Explore how we've helped leading financial institutions modernize their core systems, enhance customer experience, and strengthen their compliance posture.
"CIS didn't just replace our legacy core; they gave us a future-proof, agile platform. Their deep banking expertise was evident at every stage. We're now launching new products in weeks, not years. It's been a complete game-changer for our competitive position."
A well-established regional bank with over $15B in assets was struggling with a 30-year-old mainframe core system. This legacy platform was hindering their ability to launch digital products, integrate with fintech partners, and respond to changing customer expectations. It was costly to maintain, lacked modern security features, and created significant operational bottlenecks.
CIS executed a phased, low-risk migration from the legacy mainframe to a cloud-native, microservices-based core banking platform on AWS. The solution was built around an API-first architecture, enabling seamless integration with third-party services.
"The AI underwriting platform from CIS has transformed our efficiency and risk assessment accuracy. Our underwriters are no longer data gatherers; they are true risk experts. The system's ability to flag hidden risks has been invaluable and directly improved our loss ratio."
A leading specialty insurer focused on complex commercial lines was facing increased competition and shrinking margins. Their underwriting process was highly manual, relying on spreadsheets and disparate data sources. This led to inconsistent risk assessment, long quote turnaround times, and missed opportunities.
We developed an intelligent underwriting workbench that automated data ingestion and leveraged AI/ML to provide decision support. The platform integrated with dozens of external data sources (e.g., property data, business financials, satellite imagery) to create a holistic risk profile.
"Our members expect a seamless digital experience, and CIS delivered exactly that. The new mobile app and online portal have seen incredible adoption rates. The 360-degree view has also empowered our service team to provide much more personalized and effective support."
A large, member-focused credit union was losing younger members to digital-first neobanks. Their existing online and mobile banking platforms were outdated, lacked key features, and provided a disjointed user experience. They needed a unified platform to improve member engagement and satisfaction.
We designed and built a new, unified omnichannel digital banking platform from the ground up. The solution included a new native mobile app (iOS/Android) and a responsive web portal, all powered by a central Customer Data Platform (CDP) that created a single view of each member.
We follow a rigorous, security-first methodology designed for the complexities of the financial services industry. Our approach ensures your platform is not only technologically excellent but also compliant, scalable, and delivered on time.
We begin by deeply understanding your business goals, regulatory landscape, and existing technology stack. We then co-create a strategic roadmap and a resilient, scalable architecture that aligns with your long-term vision.
Security is not an afterthought. We establish a DevSecOps pipeline from day one, integrating automated security testing, threat modeling, and compliance checks directly into the development lifecycle.
Following CMMI Level 5 agile practices, we build your platform in iterative sprints. This allows for continuous feedback, adaptability to changing requirements, and regular delivery of tangible business value.
Our dedicated QA teams conduct comprehensive testing, including functional, performance, and security testing. We perform internal and third-party penetration tests to identify and remediate vulnerabilities before they can be exploited.
We work alongside your compliance teams to ensure every feature and function meets regulatory requirements. We provide thorough documentation and support to ensure you are prepared for any internal or external audits.
We manage the deployment to your cloud environment, ensuring a smooth transition. Post-launch, we offer flexible support and managed services plans, including 24/7 monitoring and incident response, to guarantee platform reliability and performance.
We leverage a curated stack of modern, scalable, and secure technologies to build high-performance financial platforms. Our expertise spans cloud infrastructure, data engineering, AI/ML, and enterprise application development.
Trust is earned, not given. Hear directly from financial leaders who have partnered with us to build their next-generation platforms.
"CIS is more than a development shop; they are true architects of financial systems. Their understanding of security and regulatory requirements is second to none. They delivered our new payments hub on time and it has performed flawlessly."
"The data analytics platform CIS built for us has unlocked incredible insights into our portfolio's risk exposure. Their data scientists are top-notch, and the platform has become an indispensable tool for our asset management team."
"We needed to launch a new digital insurance product in under six months. CIS's agile approach and pre-built accelerators made it possible. Their team integrated seamlessly with ours, and their commitment to quality was exceptional."
"Migrating our legacy policy administration system was a daunting project. The CIS team's meticulous planning and execution ensured a smooth transition with zero downtime. Their post-launch support has been fantastic."
"The AI-powered AML system CIS developed has drastically reduced our false positives and allowed our compliance team to focus on genuinely suspicious activity. It's made our compliance program more effective and efficient."
"The mobile app for our wealth management clients is beautiful and intuitive. CIS's UI/UX team truly understood our brand and the expectations of our high-net-worth clientele. Engagement has skyrocketed since the launch."
Our expertise is not limited to one corner of the financial world. We build tailored platforms for a diverse range of institutions, each with its own unique set of challenges and opportunities.
Our team is comprised of seasoned architects, engineers, and domain experts who have spent their careers solving the toughest challenges in financial technology. They combine deep industry knowledge with elite technical skill.
Founder & COO - Expert in Enterprise Technology Solutions, specializing in scalable, secure architectures for core financial systems.
Expert Cybersecurity & Software Engineering
Delivery Manager - Microsoft Certified Solutions Architect with extensive experience in deploying mission-critical Azure infrastructure for BFSI clients.
Manager, Senior Data Scientist (AI/ML) - Expert in developing predictive models for fraud detection, risk scoring, and customer analytics in finance.
We offer a range of engagement models to provide the flexibility, control, and value your organization requires. Whether you need to augment your team or outsource a full project, we have a model that fits.
An integrated, long-term extension of your in-house team. We provide a dedicated pod of cross-functional experts (developers, QAs, DevOps, PMs) who work exclusively on your projects, ensuring deep domain knowledge and maximum alignment.
For projects with well-defined requirements and a clear scope, we offer a fixed-price model. This provides cost predictability and guarantees delivery of specific outcomes, minimizing your financial risk.
Quickly fill skill gaps in your team with our vetted, AI-enabled BFSI experts. We provide individual professionals or small teams with specific expertise (e.g., Cloud Security, Data Science, Core Banking) to work under your direct management.
See how partnering with a specialized, security-first engineering firm like CIS compares to other common approaches for building BFSI platforms.
| Attribute | Generalist IT Vendor | Offshore Body Shop | CIS (Strategic Partner) |
|---|---|---|---|
| BFSI Domain Expertise | Limited / Horizontal | Variable / Project-based | Deep, In-house Expertise |
| Security & Compliance Focus | Standard Practice | Client-directed | Security-First, Compliance-by-Design |
| AI & Data Science Capability | Basic Automation | Resource-dependent | Enterprise AI/ML & MLOps |
| Process Maturity | Varies | Often Ad-hoc | CMMI Level 5, ISO 27001, SOC 2 |
| Team Model | Contractors / Subcontractors | Freelancers / High Turnover | 100% In-house, Vetted Experts |
| Accountability | Project-level | Resource-level | Outcome-level Partnership |
| Long-term Value | Tactical Implementation | Cost Arbitrage | Strategic Transformation & ROI |
Clear answers to common questions about building and modernizing enterprise BFSI platforms with CIS.
Security is our top priority. Our approach is multi-layered:
1. Compliance: We are SOC 2, ISO 27001, and PCI DSS compliant,
embedding these rigorous standards into our processes.
2. DevSecOps: We integrate security into every stage of the
development lifecycle, using automated tools for static/dynamic code analysis,
vulnerability scanning, and dependency checking.
3. Architecture: We design with a Zero Trust mindset,
implementing principles like least-privilege access, micro-segmentation, and robust
IAM.
4. Testing: We conduct continuous internal and third-party
penetration testing to proactively identify and remediate vulnerabilities.
5. Talent: Our engineers are trained in secure coding practices
specific to the financial industry.
Absolutely. We specialize in legacy system modernization. We rarely recommend a "big bang" replacement. Instead, we employ a strategic, phased approach like the Strangler Fig pattern. We identify critical functionalities, encapsulate them in new microservices, and build secure APIs to connect them to your existing core. This allows you to incrementally modernize, reduce risk, and start realizing benefits much faster without disrupting your current operations.
We have extensive, hands-on experience building platforms that meet stringent global regulations. Our business analysts and architects are well-versed in the technical requirements of KYC, AML (transaction monitoring), GDPR, CCPA, PSD2, and more. We build compliance-by-design, meaning features like data encryption, consent management, data residency controls, and audit trails are integral parts of the architecture, not bolt-ons.
We believe in radical transparency. You will have a dedicated Project Manager as your single point of contact. We use agile methodologies with regular sprint planning, daily stand-ups, and sprint reviews to which you are always invited. You'll have full visibility into progress via tools like Jira and Confluence. We adapt to your preferred communication channels, whether it's Slack, MS Teams, or regular video conferences, ensuring you are always informed.
Our key differentiator is our focus on 'Responsible AI' and MLOps within a regulated environment. It's not just about building an accurate model; it's about building a model that is fair, explainable, and governable. We build robust MLOps pipelines to manage the entire model lifecycle, from data ingestion and training to deployment, monitoring for drift, and providing the necessary documentation for regulatory scrutiny. We focus on practical applications like fraud detection, credit scoring, and personalization that deliver measurable ROI.
Starting is simple. It begins with a free, no-obligation consultation where we listen to your challenges and goals. If there's a mutual fit, we typically proceed to a paid discovery and architecture design phase. In this phase, our senior architects work with your stakeholders to define the scope, create a technical blueprint, and provide a detailed project plan with clear timelines and cost estimates. This ensures we are perfectly aligned before any major development work begins.
Let's talk about how we can help you accelerate innovation, ensure compliance, and gain a competitive edge. Schedule a complimentary consultation with our BFSI solutions architects today.
With a primary delivery center in India and offices across the USA, EMEA, and Australia, we offer a blended shore model that provides the perfect balance of cost-efficiency, quality, and local market understanding. Our 1000+ experts serve clients in over 100 countries.
This service also covers these related delivery needs.
Legacy systems, mounting regulatory pressures, and soaring customer expectations are no longer just challenges, they are existential threats. Sticking with the status quo means falling behind agile FinTechs and digital-native competitors. True transformation requires more than just technology, it…
We offer a full spectrum of AI-enabled services designed to address the most critical challenges and opportunities in the BFSI sector. From core platform modernization to creating next-generation customer experiences, our solutions are tailored to deliver security, efficiency, and growth.
We don't just talk about transformation, we deliver it. Explore how we've helped BFSI leaders overcome their most complex challenges and achieve remarkable results.
We believe successful transformation is a journey, not a destination. Our proven framework ensures alignment, transparency, and continuous value delivery at every stage of our partnership.
We leverage a modern, enterprise-grade technology stack to build robust and scalable BFSI solutions. Our experts are proficient in the leading cloud platforms, development frameworks, and data technologies.
Our 95%+ client retention rate is a testament to our commitment to excellence and partnership. See what leaders in the industry are saying about their experience with CIS.
Our team is our greatest asset. We are a collective of seasoned architects, AI specialists, and domain experts dedicated to solving the BFSI industry's toughest challenges.
Our commitment to quality, innovation, and client success is recognized by leading industry bodies and platforms.
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